AQ Capital

Competitive Landscape Analysis

Tokenised fund market positioning — how AQ Capital's multi-strategy active approach differentiates from passive T-bill incumbents
PREPARED: 2026-03-17 STATUS: ACTIVE CLASSIFICATION: CONFIDENTIAL

Contents

  1. Market Overview
  2. Competitor Deep Dives
  3. Yield Comparison
  4. Feature Comparison Matrix
  5. AQ Competitive Moat
  6. Market Share Projection
01 Market Overview
$26.6B
RWA On-Chain
▲ 315% YoY
$369B
Including Represented
Total represented assets
850K
Token Holders
Ethereum alone
~4×
Growth Multiple
From $6.4B one year ago

The tokenised real-world asset market has nearly quadrupled over the past twelve months, growing from $6.4B to $26.6B in on-chain value. Including represented assets, the total addressable market reaches $369B. Ethereum remains the dominant settlement layer with 850K+ token holders, though multi-chain deployment is accelerating.

Despite this explosive growth, the competitive landscape remains dominated by passive T-bill products yielding 4-5% — leaving a significant gap for active, multi-strategy funds that can deliver institutional-grade alpha on-chain.

RWA On-Chain — Year-over-Year Growth
$1.2B
2022
$2.8B
2023
$6.4B
2025
$26.6B
2026
02 Competitor Deep Dives

BlackRock BUIDL

$2.85B
The largest tokenised fund — US Treasury bills via Securitize
Issuer
BlackRock (via Securitize as transfer agent)
Underlying
US Treasury bills
Yield
~4.3% (T-bill rate)
Token Standard
ERC-20 on Ethereum (Securitize compliance wrapper)
Chains
Ethereum (expanding)
Investor Access
US accredited only (Reg D)
Minimum
$5,000,000
Market Share
~33% of tokenised treasury market
Strengths

BlackRock brand, institutional trust, Securitize infrastructure

Weaknesses

Single product (T-bills only), low yield, US accredited only, single chain, $5M minimum

Ondo Finance USDY

$592M
Multi-chain yield token — short-duration Treasuries + bank deposits
Issuer
Ondo Finance
Underlying
Short-duration US Treasuries + bank deposits
Yield
~4.5%
Token
ERC-20 on Ethereum, Solana, Mantle
Investor Access
Non-US only (US excluded)
Minimum
None (retail accessible)
Strengths

Multi-chain, retail accessible, strong DeFi integrations

Weaknesses

Low yield, single strategy, no active management, non-US only

Superstate USTB

$832M
Crypto-native treasury fund — Robert Leshner (ex-Compound founder)
Issuer
Superstate (Robert Leshner)
Underlying
Short-duration US Treasuries
Yield
~4.2%
Token
ERC-20 on Ethereum
Investor Access
US accredited (Reg D 506(c))
Strengths

Crypto-native founder, growing fast, strong brand in DeFi

Weaknesses

Single product, US accredited only, single chain

Franklin Templeton BENJI

$689M
TradFi early mover — US Government Money Market Fund on Stellar + Polygon
Issuer
Franklin Templeton
Underlying
US Government Money Market Fund
Yield
~4.3%
Token
Stellar + Polygon
Investor Access
US accredited
Strengths

TradFi brand recognition, early mover advantage

Weaknesses

Low yield, limited chain support, institutional focus only

Hashnote USYC

$868M
Short-duration Treasuries + reverse repo — competitive yield
Issuer
Hashnote
Underlying
Short-duration US Treasuries + reverse repo
Yield
~4.5%
Token
ERC-20
Strengths

Competitive yield, growing fast, clean UX

Weaknesses

Single product, limited distribution channels

03 Yield Comparison

AQ Capital's active multi-strategy approach delivers a significant yield premium over passive T-bill competitors.

AQ-TBASIS
15.0%
AQ-YIELD
12.8%
AQ-CMDTY
10.0%
AQ-RATES
8.0%
AQ-STABLE
4.3%
Hashnote USYC
4.5%
Ondo USDY
4.5%
BlackRock BUIDL
4.3%
Franklin BENJI
4.3%
Superstate USTB
4.2%
3× Yield Advantage
AQ-YIELD targets 12.8% net vs competitor average of ~4.4% — through active multi-strategy management, not passive T-bill holdings
04 Feature Comparison Matrix
Feature AQ Capital BlackRock BUIDL Ondo USDY Superstate USTB Franklin BENJI Hashnote USYC
AUM Launch $2.85B $592M $832M $689M $868M
Yield 12.8% 4.3% 4.5% 4.2% 4.3% 4.5%
Strategy Active Multi-Strat T-Bills T-Bills + Deposits T-Bills Money Market T-Bills + Repo
Products 7 tokens 1 2 1 1 1
BTC Exposure Yes (BTC Bond) No No No No No
Retail Access Global US Accred Non-US US Accred US Accred US Accred
Chains 4 1 3 1 2 1
Token Standard ERC-3643 ERC-20 + wrapper ERC-20 ERC-20 Custom ERC-20
On-chain Compliance Native (ONCHAINID) Via Securitize Manual Manual Manual Manual
DeFi Composable Full Limited Yes Limited No Limited
Transfer Agent Securitize Securitize In-house In-house In-house In-house
Fund Admin Citco BNY Mellon Ankura Trust Cohen & Co Franklin Citadel Securities
Min Investment $1,000 $5,000,000 None $100,000 $20 $100,000
Tranching Yes (Senior/Junior) No No No No No
Platform Play Yes (third-party) No No No No No

Green = AQ advantage · Grey = neutral · Red = competitor disadvantage or AQ gap

05 AQ Competitive Moat

Six structural advantages that compound over time, creating durable differentiation from passive T-bill competitors.

Yield Advantage

3× competitors through active strategies — basis trades, vol selling, commodity spreads, and cross-venue arbitrage. Not passive T-bill holdings.

12.8% net vs ~4.4% competitor average

Multi-Product Suite

7 token products spanning yield, basis, commodities, rates, BTC bond, and stablecoins. Competitors offer 1-2 products max.

7 tokens vs 1-2 for competitors

BTC Native

Unique BTC exposure while earning yield — the BTC Bond token lets investors maintain crypto upside with institutional-grade income. No competitor offers this.

Only tokenised fund with BTC exposure

Global Retail

Multi-jurisdiction from day one: Cayman → EU → US → UAE → Singapore. Competitors are locked to single jurisdictions (typically US accredited only).

5 jurisdictions vs 1 for competitors

Platform Play

Phase 4 opens the platform for third-party fund managers to tokenise on AQ infrastructure. Creates network effects and recurring revenue streams.

Platform revenue from Phase 4

Multi-Chain

Day-one deployment on Ethereum, Base, Avalanche, and Polygon. Most competitors are single-chain (Ethereum only).

4 chains vs 1-2 for competitors
06 Market Share Projection

Aspirational AUM targets across the first 24 months — driven by yield advantage, multi-jurisdiction distribution, and multi-product suite.

6 MONTHS
$25M
0.1% tokenised treasury market
12 MONTHS
$100M
Multi-jurisdiction live
24 MONTHS
$500M
Top 5 tokenised fund
36 MONTHS
$1B+
Platform revenue live